Dignified Retirement Solutions is a A Division of A&FP Group
Our Mission
At A&FP Group we believe that the majority of society’s woes, such as crimes, family break-downs, and health issues, are mainly caused by money problems. For this reason we are dedicated to teaching people how money works. If people are able to keep more of their money and successfully manage their finances, they can prevent a lot of financial stress. And having less stress enables people to lead happier, healthier lives.
We're passionate about coaching our clients so they can understand and recognize the factors that keep them from achieving their financial goals. For example, banks, insurance companies, and tax agencies often leave clients in the dark, at their clients’ expense. They charge for substandard service and withhold information about more cost-effective strategies from thousands of unsuspecting customers. We want to help people better manage their relationships with bankers, insurers, and taxmen so they can keep more money for themselves.
Think of us as your “money” coaches. We’re here to alleviate the financial challenges facing most Canadians, who are struggling in what is supposed to be one of the richest countries in the world. At Dial Tax we empower people to take control of their personal finances and make their money work for them, rather than for banks, insurance companies and tax agencies. Return (MAR): the return required to reach an investor’s goal.
Tim Chang
Experience:
- 30 years in Accounting, Taxation Consultancy and Financial Planning
- Entrepreneur and owner of numerous businesses, for example, A&FP Group, an accounting & taxation practice since 1982
- 8 years in Financial Planning and Financial Services: Formerly, A Regional Vice President in Primerica Financial Services; currently a Consultant with Investors Group, the largest financial services company in Canada
Tim Chang is a Financial Planner and Tax Accountant with 30 years of experience in Accounting, Business Advisory Tax, Estate, Succession and Financial Planning. He is an entrepreneur and owner of multiple businesses, including A&FP Group, an accounting & taxation practice since 1982.
Mission:
- Help people to retire with dignity
- Teach people how money works
- Empower people to take control of their personal finances from the banks and the tax agencies
Passion:
- Coaching better management of clients’ relationship with their bankers and taxmen; keep more money for themselves instead of the Banks and the tax agencies
- Why are we struggling in one of the richest continents in the world? Why 5% of the world population owns 90% of the wealth, leaving the remaining 95% with only 10%? This is not by accident, social engineering through government design, or the "Almighty" God. The biggest thing holding you back is you.
